Royal Financing

Apply for Royal Financing Online.

Explore financing options for your carpet, hardwood, laminate, vinyl, or refinishing project. Apply online through Wells Fargo. Subject to credit approval.

Royal Home Flooring Financing for your home Apply nowWells Fargo online application

Subject to credit approval. See financing details.

A simple online process

How to apply online.

  1. Go to Wells Fargo

    The button above takes you directly to Wells Fargo's official, secure application website. You enter your personal information directly with Wells Fargo.

  2. Follow the application steps

    Complete the application yourself on your own device. Sign in if prompted and follow Wells Fargo's instructions. Review the credit terms, and print or save a copy for your records.

  3. Review your decision

    After Wells Fargo reviews your application, Royal Home Flooring will share the decision with you through your project sales quote and project inbox. If you haven't received your decision, please call us right away at 708-430-4663.

Financing terms

Your financing options

Choose a plan that fits.

Two financing options. One step closer to the floors you love.

Low monthly payments

60 months

9.99% APR

With 60 equal monthly payments.

About $21.38/mofor every $1,000 financed.

Monthly payment factor: 2.1378% of the original financed amount.

View 60-month plan details

Plan 2659. Subject to credit approval. The special terms APR of 9.99% applies to qualifying purchases, with 60 monthly payments equal to 2.1378% of the original special terms balance.

The advertised terms assume payments are made on their due dates, no other balances are carried on the account, and no additional charges are added. Actual account activity or rounding may change the number of payments or the final payment amount. The special terms APR applies until qualifying purchases are paid in full. The APR for Purchases applies to certain fees and other transactions.

For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for APR and applicable fees. If interest is charged in a billing cycle, the minimum interest charge is $1.00. Information is subject to change. View Wells Fargo's current financing terms (PDF).

Pay in full within 12 months

12 months

No interest if paid in full
within 12 months.

Regular monthly payments required.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.

View 12-month plan details

Subject to credit approval. Special terms apply to qualifying purchases. Regular minimum monthly payments are required during the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the promotional period ends.

If the purchase balance is not paid in full within 12 months, interest will be charged from the purchase date at the APR for Purchases. Review your agreement and plan your payments to pay off the promotional balance in time.

For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for APR and applicable fees. If interest is charged in a billing cycle, the minimum interest charge is $1.00. Information is subject to change. View Wells Fargo's current financing terms (PDF).

Subject to credit approval. The Shaw credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases. Confirm purchase requirements and offer availability with Royal before finalizing your project.

Financing Questions

Clear answers before you apply.

Are both financing plans subject to approval?

Yes. Financing is subject to credit approval, qualifying purchase requirements, lender terms, and the customer credit agreement.

What does deferred interest mean?

Deferred interest means interest may be charged from the purchase date if the promotional balance is not paid in full within the promotional period. Review the lender agreement carefully before using the promotion.

How do payments work on the 60-month plan?

The 60-month plan has a 9.99% APR and 60 equal monthly payments using a 2.1378% payment factor on the original financed amount. Actual account activity and rounding may affect the final payment.

Can financing be used with flooring specials?

Availability can depend on the promotion, product selection, project scope, approval, and written estimate. Royal will review current offers during the estimate.

Plan Your Project

See samples first. Then choose the offer that fits.

Build your free Self Quote to review flooring options, installation scope, current promotions, and financing for your project.

Royal Smart App · Free for Royal customers

Build & Customize Your Flooring Project

Smart measuring. A room visualizer. Mia help. Your full itemized installed price. Make it a fun family project and explore at your own pace, without a hard sell or rushed decisions.

For Self Quote with Installation, tax, delivery, and freight are included in the displayed price. Review your selected scope, approve your quote, and request installation dates that work for you. Royal confirms the final schedule.

Start Your Flooring Project

Real experiences. Established service.

Get to know Royal before you choose your floors.

Explore customer feedback and our business credentials, directly from the source.

These profiles refer to Royal Home Flooring in Bridgeview, Illinois. Shopper Approved reviews are collected for myroyalflooring.com. BBB accreditation and A+ rating checked September 20, 2026; visit the profile for current information.